Which insurance company is better.. AllState or MetLife?

Which insurance company is better.. AllState or MetLife?

My husband and I want to get a 20-year term life insurance next week and will meet with some reps./brokers. Down the road we will probably add auto and home insurance. If you are a customer of either company do you recommend them in regards to their required premiums and quality of service? Your imput is greatly appreciated. Thanks.


MetLife is gonna be your best bet here. Although Allstate does sell some life insurance products its' main business is casualty insurance (auto, home, business, liability, etc.). Although I've never had insurance through Allstate I probably wouldn't even consider them since I've heard so many bad things about them.Also Jackson National Life is also worth checking out.


We have Allstate car and house insurance. I also have MetLife for some insurance through my employer. I find both firms to be reliable, and more importantly right now, both appear to be financially stable. I would be sure to ask the reps to project the premium for you if you were to cover cars or house. This should give you a better picture of what your future premiums with them might be.


I have read and heard enough complaints about Allstate to make me never consider them for our insurance.I have never heard a complaint about Metlife and while working in the medical field in insurance, can tell you they were excellent to work with and paid their claims very timely.~~


be informed. Go to www.daveramsey.com



Popular Q&A

Is it true that the new auto insurance law for no insurance for Florida is effective on October 31?
And in addition to what has already been said, there is this:IMPORTANT NOTICE REGARDING E-MAIL ON NEW DRIVING LAWSIN FLORIDA EFFECTIVE AUGUST 1, 2007The Department of Highway Safety and Motor Vehicles is aware that information is circulating, via e-mail, about new traffic laws effective August...

What is the bare minimum for full coverage auto insurance?
Victor B has a great answer. All I would add is that you should ask your finance company what exactly they mean by "full coverage." As Victor alluded to, "full coverage" is not any kind of set standard for the insurance industry. It just means liability + comp/collision. But, the sticking point...

Which auto insurance company would have lowest price for under 25 teenagers?
Good question but unfortunately insurance rates aren't just based on age. There are a lot of factors that come into play when determining a rate. The only way to know for sure is to do some research. I would suggest requesting quotes on line. There's a site called Insuranceeasy.org where you...

20 yr old daughter just admitted that she hasn't paid her car insurance premium in two months?
And you're right not to believe her. SC is a no fault state, and the following are requirements and recommendations:South Carolina Car Insurance: Guidelines to Car Insurance for VehiclesFor complete information regarding South Carolina insurance requirements and information on companies that...

What happens to my auto insurance if someone else is driving my car?
In all US states, here's how it works.As the owner of the vehicle, you're responsible for the vehicle and everything it does. If someone else is driving and has an accident, you just had an accident because it's your vehicle. The insurance company knows this, so they put a couple of clauses...