What to do if after a minor accident if your auto insurance rate is higher?

What to do if after a minor accident if your auto insurance rate is higher?

Our auto insurance rate is higher after a minor accident,How can we negotiate with insurer(progressive) to give us lower rate?Is there any trick?

PamelaS

No, there is no negotiating. Each company files their mathematical formula for calculating rates (including the factor they use for accidents) with the state and it is carved in stone.However, every company has its own mathematical formula, so it might pay to shop around.Source(s):Claims adjuster

pomegranatepants

This is standard policy across all insurance companies. They charge you a 10% surcharge for the next 2 to 5 years depending on the severity of the accident.

Pancakes

You can try negotiations. And check other insurance quotes.Next time, pay for the repairs yourself. Especially in 'minor' accidents.

Dian

I found a great site for you, take a look and tell me what do you think:http://alternativeinsuranceguide.com/how…Source(s):http://alternativeinsuranceguide.com/

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