What type of Auto Insurance covers vandalism and damage to a car?

What type of Auto Insurance covers vandalism and damage to a car?

What kind of Auto insurance covers damage to your vehicle, such as vandalism, theft, collision from another car hitting yours while parked?

sorida

Collision covers the obvious collision. However uninsured/under insured motorist coverage (which needs to be purchased on top of comp and collision) provides extra coverage for YOU and your car in the case that you are a victim of a hit and run, or someone hits you that has no insurance, or too little insuranceComprehensive sometimes called "other then collision" covers all other perils such as vandalism, theft, or if you hit an animal (cow, bird, etc) where another vehicle is not involved.This is the case in Florida and you should talk to your insurance agent. a good agent will be happy to take the time and explain the coverages you are purchasing for your state.Source(s):I work for an insurance company.

Cowboy

Here in the U.S. collision covers, well, collisions and comprehensive covers theft, hail, flood, fire, vandalism, etc.Source(s):Claims cowboy

Monica

Comprehensive coverage or FTC (Fire, Theft, Comprehensive) covers vandalisms, theft, fires and things of that nature. If your car (parked or otherwise) is struck by another, you would use your Collision coverage. If your car is struck in a hit and run or by a uninsured driver, Uninsured Motorist.

StanS

Collision coverage provides coverage for an insured's vehicle that is involved in an accident, subject to a deductible. This coverage is designed to provide payments to repair the damaged vehicle, or payment of the cash value of the vehicle if it is not repairable. Collision coverage is optional. Collision Damage Waiver (CDW) is the term used by rental car companies for collision coverage.Comprehensive (a.k.a. - Other Than Collision) coverage provides coverage, subject to a deductible, for an insured's vehicle that is damaged by incidents that are not considered Collisions. For example, fire, theft (or attempted theft), vandalism, weather, or impacts with animals are types of Comprehensive losses.Source(s):http://en.wikipedia.org/wiki/Car_insuran…

Ask

insurance

Popular Q&A

I just moved and am looking to find some cheap Massachusetts Auto Insurance. Can anyone recommend a place?
You should research patiently, and get quotes from different insurers -take your time. A used car, and a clean driving record will definitively help you have lower rates. I had to do a lot of research and estimates because my old car broke, so I ended up leasing a new Honda, and insurance in...

What car insurance companies are in Washington? Can I get a list to look up?
http://www.carinsurancecompanies.com/CLICK your state from the "State Guides" button in the upper right corner of the homepage.A word of experience wisdom to a NEW driver...Cheaper isn't always the best route. SERVICE when needed is of utmost importance.Personally, I highly recommend State...

Which auto insurance companies will not cancel policy/raise rates if there is an accident?
this one will not cancel policy/raise rates if there is an accident http://finance.ebookorama.com/ukusa-sele… get a quote now it's free

Where can i get cheap auto insurance in mass ?
You should go to an Independant Insurance broker, they can search multiple companies and smaller carriers for you....unfortunately, you are HIGH risk for most of the major carriers. The good part is that you would see a nice decrease at 21.

Which make and model of car/SUV is the cheapest on auto insurance?
Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting...