If I am injured in an accident, how long do I have to report the injury in Georgia?

If I am injured in an accident, how long do I have to report the injury in Georgia?

In relation to my previous question, I was informed by the insurance company of the at-fault vehicle in my car accident that they may not be liable to pay my medical expenses in an accident, thus I was afraid to visit the doctor, as I have no health insurance.How long do I have to file an injury claim?


The statute of limitations for filing a third party property damage claim in Georgia is four years. I don't know if that also applies to bodily injury claims. BUT you need to take action IMMEDIATELY if you think you are injured in any way!!!You state that the other party was at-fault in the accident. Is there a police report? If so, does it indicate who was at-fault and/or if any citations were issued? Did the other driver's insurer pay to repair your vehicle?How long ago did the accident occur?Have you contacted YOUR auto insurance company to report the accident? If you haven't called your insurer, I would do so immediately! Your policy most likely has a requirement that you do so within 30 or 60 days and they may not be liable or under any obligation to help you if you fail to do so.By reporting it to your insurer, you're accomplishing several things-1) they may step in and deal with other insurance company on your behalf2) they should at least offer some guidance on how you should proceed3) if you have Uninsured/Underinsured Motorist coverage on your policy, you may end up filing your bodily injury claim against your policy- your insurer would then pursue reimbursement from the other party- BUT failing to report a potential claim within a specified period could remove this option from the table (if you have to begin with).4) you wouldn't want the at-fault driver to call up your insurance company claiming it was your fault BEFORE you let them know about it....they hate that!If you don't get any help from your insurance company, call a Personal Injury Attorney in the area and see if they can offer any help or take your case on a contingency, with no retainer up front....You also can complain to the Insurance Commissioner's Office about the company wrongly denying to pay for your medical bills. That usually gets some results!Good luck with this!


I wouldn't be concerned about how long you have to file an injury claim. If you were injured, file a claim NOW!Have you reported this accident to your own insurance company as you should have? If you did, they can give you advice.



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