What appeals to individual the most being in insurance indusstry?

What appeals to individual the most being in insurance indusstry?

I did claims and it was very rewarding. when a business is lost, unless it was intentional, the insured just wants to be back in business. I can do that for them.I like Commercial lines best... it'-s all business.Personal Lines - Homeowner, Auto..... that got to me. People don'-t always understand that when their home burns down, I can give them the $5.48 for the roll of 36 film, but I can'-t replace the photos of their children or grandchildren, or their parents when they were first married in the early 1900'-s. OH MY. The chatchkies that their kids made at school in the 50'-s it'-s gone. And if they had an agent that wasn'-t paying attention and for some unknown reason didn'-t have replacement cost on the policy. I can'-t even give them enough money to replace their home. That happened During the Oakland Fires. An older couple... their agent had retired, the agency had given his book of business to a younger agent. The younger agent was more concerned with beating the bushes for new business, so the Replacement Cost endorsement was never added.I got loaned to Underwriting for a while and agents would send in renewal requests that said "-RENEW AS IS"- I wouldn'-t do it. I sent it back to the agent and said NO. Nothing stays the same. Did the insured have a big anniversary? Did his wife get a really cool ring that needs to be scheduled? Did they add a deck that would increase the value of the home? a few years ago the property values of homes in California were 5 times what they should be. How many agents adjusted the insured values accordingly?? Nothing stays the same from year to year. And if it did, then get a signature from the insured. It covers the agents butt as well as the Company'-s.I guess the most appealing part is knowing that most of the time you'-re doing something good.

T

The ability to help those recover from the unexpected. A car crashes........I'm there to help.........a house burns down.....I'm there to give much needed money..........a life is lost.....we are able to take some of the financial uncertainty in their life, so they can focus on the familySource(s):work in insurance

larsgirl

The ability to help those recover from the unexpected. A car crashes........I'm there to help.........a house burns down.....I'm there to give much needed money..........a life is lost.....we are able to take some of the financial uncertainty in their life, so they can focus on the familySource(s):work in insurance

Ask

insurance

Popular Q&A

Can anyone show me a list of insurance companies with a home office in downtown Chicago?
I don't know of ANY that have a "HOME" office in Chicago. Sorry, you'll have to get your yellow pages out, look up the companies, and go to each website to verify where their HOME office is.Many of them will be out of the US.Source(s):agent, 21+ years

Auto Insurance discount along with online traffic school course?
For the most part the traffic ticket dismissal course is not the same one to get an insurance Discount. The dismissal course is longer and more thorough regarding laws, and signs, and DUI and all that Jazz. The course for getting a discount is usually called a Defensive Driving course where...

What is the auto insurance costs for a 2001 Toyota Celica GT?
You will have to shop around as you do.Get a quote from insurers you get from yellow pages or from the web.

How much do you think auto insurance will cost me?
Hi da surf man,Without more information it's pretty much impossible to give you an exact quote. It depends on your history, your state, what kind of insurance you want, and more. That said the cheapest insurance is going to be liability insurance which doesn't provide your vehicle any protection...

New cars are normal goods. What will happen to the equilibrium price of new cars if the price of gasoline ris?
New cars are normal goods. What will happen to the equilibrium price of new cars if the price of gasoline rises, the price of steel falls, public transportation becomes cheaper and more comfortable, auto-workers accept lower wages, and automobile insurance becomes more expensive?B) Price will...