When you get a personal injury settlement, does part of it go to reimbursing your health insurance company?

When you get a personal injury settlement, does part of it go to reimbursing your health insurance company?

For example, I went through physical therapy due to injuries sustained from an auto accident. My health insurance company paid for the physical therapy. Once the claim is settled, will part of the amount of the settlement be used to reimburse my health insurance company for the physical therapy?

sarah314

It may.Many health insurance policies have a clause where the insurer is entitled to be made whole for any losses they incurred. If your policy has a clause like that, then your insurance company will get reimbursed before you.Without knowing your specific policy and what state you live in, its hard for me to say. But, I have seen that happen in my state (Ohio).Your best bet would be to ask your attorney, if you're already working with one on your accident claim.Source(s):10+ years working for health insurance companies and medical providers

Tim

It could, Because the injury was due to another source and their is a settlement, you might have to reimburse for the medical expenses.The medical should have been dealth with through your auto insurance or the person that hit you. You should check with your insurance company to be sure. If they later review the records and see that it was an auto accident, they could come after you for the reimbursement.

TRAVD

no. that's why you pay for insurance. they wouldnt pay for your physical therapy otherwise and would have denied your claim. are you in a lawsuit?

mamatoha

Depends on your health insurance policy wording and whether or not they make it a practice to seek reimbursement. They may have already put a lien on the settlement. This is not something we can answer for certain, you will have to find out from your HEALTH insurance company. In my claims experience the only companies I saw try for recovery were government (medicaid and medicare) or self-insured companies.

MSAD

Yes.Most likely your health insurance policy has a provision that says they will get paid back from any third party settlements.Your health insurance company gets paid back for the money they paid out on your behalf. You are not allowed to stiff them.Source(s):Insurance Adjuster

Ask

insurance

Popular Q&A

Do you need a special license to buy a car at a auction in Florida?
some auctions you will need a DEALERSHIP license showing that you are a used car dealer. Otherwise if it says PUBLIC auction you are ok without a license.here are the requirementshttp://www.flhsmv.gov/dmv/dealer.htmlApproval of business location by a Regional Office, Compliance Examiner/Officer...

What is utah states law on totaling a car?
The insurance laws are governed by the Insurance companies under certain regulations for fair play by the respective state law.However the insurance companies follow certain norms as below:1. In the car insurance industry, a total loss for a vehicle when the car gets into an accident that causes...

Does wawanesa auto insurance cover other drivers not in the family?
I think they do but I don't work for them and I don't know what deal you have with them.Source(s):Ol' '55

Travelers Auto insurance: a 93 year old lady in NYC could NEVER pass the drivers test hit?
Two questions here. First, why are you talking to anyone other than your own insurance agent? You don't need to negotiate with her insurance company, that is why you have an agent.Second question, you do realize they can total your vehicle and just offer you market value, that they don't...

Which auto insurance companies will not cancel policy/raise rates if there is an accident?
this one will not cancel policy/raise rates if there is an accident http://finance.ebookorama.com/ukusa-sele… get a quote now it's free