When you get a personal injury settlement, does part of it go to reimbursing your health insurance company?

When you get a personal injury settlement, does part of it go to reimbursing your health insurance company?

For example, I went through physical therapy due to injuries sustained from an auto accident. My health insurance company paid for the physical therapy. Once the claim is settled, will part of the amount of the settlement be used to reimburse my health insurance company for the physical therapy?


It may.Many health insurance policies have a clause where the insurer is entitled to be made whole for any losses they incurred. If your policy has a clause like that, then your insurance company will get reimbursed before you.Without knowing your specific policy and what state you live in, its hard for me to say. But, I have seen that happen in my state (Ohio).Your best bet would be to ask your attorney, if you're already working with one on your accident claim.Source(s):10+ years working for health insurance companies and medical providers


It could, Because the injury was due to another source and their is a settlement, you might have to reimburse for the medical expenses.The medical should have been dealth with through your auto insurance or the person that hit you. You should check with your insurance company to be sure. If they later review the records and see that it was an auto accident, they could come after you for the reimbursement.


no. that's why you pay for insurance. they wouldnt pay for your physical therapy otherwise and would have denied your claim. are you in a lawsuit?


Depends on your health insurance policy wording and whether or not they make it a practice to seek reimbursement. They may have already put a lien on the settlement. This is not something we can answer for certain, you will have to find out from your HEALTH insurance company. In my claims experience the only companies I saw try for recovery were government (medicaid and medicare) or self-insured companies.


Yes.Most likely your health insurance policy has a provision that says they will get paid back from any third party settlements.Your health insurance company gets paid back for the money they paid out on your behalf. You are not allowed to stiff them.Source(s):Insurance Adjuster



Popular Q&A

Can i be on my parents auto insurance policy if ive moved out?
Before we talk about the address issue, let’s talk about your auto insurance coverage.You say you bought a new car, and I assume YOUR NAME is the only listed owner of this car. You did not mention if you paid cash for the car, or if you financed the car through a car loan company or bank....

Switch car insurance from 21st Century to Farmers?
Most insurance companies offer a multi-line discount for insuring both home and autos with them. It helps them keep your business because it's a hassle to move everything. Be sure you're getting the same coverages with both companies--I'd hate to have you comparing apples to lemons. Sometimes...

Why is employer paid health insurance not taxed as a part of wages?
when employer paid medical insurance started it was because employees were taxed on their wages and often giving them a pay raise resulted in changing the employees tax bracket and could result in less take home pay. so the unions and corporations began using fringe benefits instead of pay...

What's the least expensive way to rent a car?
Top tips for booking a rental car:1. Make an Advanced BookingIf you can reserve your rental a week or more in advance, you will often get a discount. Reserving or renting at the last minute and booking during heavy travel times (like holidays) will generally cost you more, and you will also...

Need some advice about car insurances?
I will give you some facts. Health insurance and bodily injury have no relation in auto insurance. Most auto policies have medical payments and/or PIP, depending in the state you live in. This coverage pays for you or any passengers in your auto in an accident for medical bills, regardless...